Morgage Calculator - California Loan Refinance Programs at the Lowest Rates Available...

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MORTGAGE CALCULATOR - NEW vs OLD

Use this mortgage calculator to Compare your current loan to a new mortgage. This mortgage calculator will help determine if it makes sense for you to refinance.

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your information and provide a specific rate

Mortgage Refinance Calculator
This JavaScript calculator will help you to decide whether or not you should refinance your current morgage at a lower interest rate. Not only will this calculator calculate the monthly payment and net interest savings, but it will also calculate how many months it will take to break even on the closing costs.
Enter the principal balance of your mortgage: (call your mortgage lender and ask for the current payoff amount)
Enter the amount of your monthly mortgage payment: (principal and interest portion only)
Enter the your mortgage's current interest rate:
Enter interest rate you will be refinancing at:
Enter the number of years you will be refinancing for:
Enter the closing costs that will be required for refinancing:

This is how much your monthly payment will be if you refinance:
Monthly Savings:
Number of months to break even on closing costs:
This is how much interest you will pay under your current monthly payment plan:
This is how much interest you will pay under your refinanced monthly payment plan:
This is how much interest you will save if you refinance:
Net Refinancing Savings (interest savings less closing costs):

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USE THIS CALCULATOR TO COMPARE UP TO 4 MORTGAGE OFFERS

If you prefer, you can use this link for a traditional Mortgage Calculator that includes property taxes and home owner's insurance in the monthly payments.